Ms. Margarita Agabekova possesses over 25 years of professional experience across various financial and banking operations and sales roles, including Credit Administration, Corporate and SME Marketing, Remedial Management, and Compliance Control. She has worked in esteemed international and local financial institutions in Kazakhstan. Over the past decades, Mrs. Agabekova has held managerial positions in commercial banks such as Demir Kazakhstan Bank JSC, BankPozitiv Kazakhstan JSC, KazInvestBank JSC, and SB HSBC Bank Kazakhstan JSC. Ms. Agabekova holds a bachelor's degree in Linguistics from the Linguistic College at the University of Foreign Languages, and a master's degree from the Adilet Higher Law School in Almaty. Additionally, Ms. Agabekova has completed numerous specialized banking and finance training courses, earning several certificates in the process.